Credit Risk Analyst (2027 Graduate Program)

Join Monee as a Credit Risk Analyst in our prestigious 2027 Graduate Program and play a pivotal role in shaping the future of financial risk management in Southeast Asia. Based in the vibrant hub of Canggu, Bali, you will work alongside industry experts to develop and implement cutting-edge credit risk models. This is your chance to grow with a company that values innovation, integrity, and excellence. We offer a competitive salary, a dynamic work environment, and the opportunity to work in one of the most beautiful and culturally rich regions in the world.

As a Credit Risk Analyst, you will be responsible for assessing the creditworthiness of borrowers, analyzing risk factors, and developing strategies to mitigate potential losses. You will use advanced tools and software, such as SAS, R, and Python, to build and validate credit risk models. This role is perfect for recent graduates or professionals with 1-3 years of experience in credit risk analysis, finance, or a related field. If you are passionate about data-driven decision making and want to make a real impact in the financial industry, this is the perfect opportunity for you.

At Monee, we believe in fostering a culture of continuous learning and development. Our 2027 Graduate Program provides comprehensive training and mentorship to help you grow both personally and professionally. You will have the chance to work on high-impact projects, collaborate with a diverse team, and contribute to the success of a rapidly growing company. Join us and be part of a team that is shaping the future of finance in Southeast Asia.

📋 Tanggung Jawab Pekerjaan

• Assess the creditworthiness of borrowers using advanced statistical models and data analysis techniques.
• Develop and implement credit risk models using SAS, R, and Python.
• Analyze and interpret credit risk data to identify potential risk factors and trends.
• Conduct regular reviews and updates of credit risk models to ensure accuracy and relevance.
• Collaborate with cross-functional teams to develop and implement risk mitigation strategies.
• Provide regular reports and presentations to senior management on credit risk trends and mitigation strategies.
• Stay up-to-date with industry best practices and regulatory requirements in credit risk management.
• Participate in continuous learning and development programs to enhance your skills and knowledge in credit risk analysis.

🎓 Kualifikasi & Syarat

• Recent graduate or 1-3 years of experience in credit risk analysis, finance, or a related field.
• Strong analytical and problem-solving skills with a proven ability to work with large datasets.
• Proficiency in SAS, R, and Python for data analysis and modeling.
• Knowledge of credit risk models, such as PD (Probability of Default), LGD (Loss Given Default), and EAD (Exposure at Default).
• Understanding of regulatory requirements and industry best practices in credit risk management.
• Excellent communication and interpersonal skills with the ability to work collaboratively in a team environment.
• Strong attention to detail and ability to meet deadlines in a fast-paced work environment.
• Bachelor's degree in Finance, Economics, Statistics, or a related field.

🛠️ Keahlian

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